Effective
Savings Products
Global offers a variety of personal savings accounts to satisfy your unique financial needs. For your convenience, all of our personal savings accounts include:
- e-Statements available
- Free Online Banking
- Free Mobile Banking
- Toll free telephone banking
- Interest compounded daily and credited monthly
| Minimum Opening Deposit | Minimum Daily Balance | Monthly Service Charge if Below Minimum Daily Balance | ||
|---|---|---|---|---|
|
Regular Savings |
$100 |
$100 |
$4 |
|
|
Gold Savings |
$1,000 |
$2,000 |
$6 |
|
|
Money Market |
$1,000 |
$2,000 |
$10 |
|
|
Premier Money Market |
$100,000 |
$2,000 |
$10 |
|
|
Holiday Club |
$0 |
$0 |
$0 |
|
|
Savings Retirement Account |
$100 |
$100 |
$0 |
* Daily Balance (the amount of collected principal balance in the account each day).
** Variable rate accounts. Rates may change after account opening. Current rates will be quoted at the time of opening an account or upon request (Call +1 368-600AD).
*** Annual Percentage Yield (APY) assumes interest remains on deposit. Withdrawal of interest will reduce earnings. Fees may reduce earnings.
Regular Savings
- $100 Minimum Opening Deposit
- ATM card available
- No fee for minors
- $100 Minimum Daily Balance
- $4 Monthly Service Charge if Below Minimum Daily Balance
Minimum Daily Balance to Obtain APY*
Interest Rate**
APY***
$100
.02%
.02%
Gold Savings
- $1,000 Minimum Opening Deposit
- ATM card available
- No fee for minors
- $2,000 Minimum Daily Balance
- $6 Monthly Service Charge if Below Minimum Daily Balance
- Tiered Interest
Minimum Daily Balance to Obtain APY*
Interest Rate**
APY***
$100 - $24,999.99
.02%
.02%
$25,000-$49,999.99
.02%
.02%
$50,000-$74,999.99
.03%
.03%
$75,000-$99,999.99
.05%
.05%
$100,000 +
.07%
.07%
Money Market
- $1,000 Minimum Opening Deposit
- $2,000 Minimum Daily Balance
- $10 Monthly Service Charge if Below Minimum Daily Balance
- Monthly Statement
- Tiered Interest
Minimum Daily Balance to Obtain APY*
Interest Rate**
APY***
$100 - $24,999.99
.02%
.02%
$25,000-$49,999.99
.02%
.02%
$50,000-$74,999.99
.03%
.03%
$75,000-$99,999.99
.05%
.05%
$100,000 +
.07%
.07%
Premier Money Market
- $100,000 Minimum Opening Deposit
- $2,000 Minimum Daily Balance
- $10 Monthly Service Charge if Below Minimum Daily Balance
- Monthly Statement
- Tiered Interest
Minimum Daily Balance to Obtain APY*
Interest Rate**
APY***
$100 - $24,999.99
.02%
.02%
$25,000-$49,999.99
.02%
.02%
$50,000-$74,999.99
.03%
.03%
$75,000-$99,999.99
.05%
.05%
$100,000 +
.07%
.07%
Holiday Club
- No Minimum Opening Deposit
- No Minimum Balance
- 52 week term
- No minimum number of payments is required to earn interest
- Funds will be disbursed from account at the end of term the first Wednesday each October and then mailed to you
- Deposits accepted in any amount at any time
- No withdrawals permitted during term
- $10 early closeout fee
Savings Retirement Account
- $100 Minimum Opening Deposit
- $100 Minimum Daily Balance
- IRA rules for contributions and distributions apply
Minimum Daily Balance to Obtain APY*
Interest Rate**
APY***
$100
.02%
.02%